Stop Guessing.
Start Lending.
Unlock a new, low-risk market: 10,000+ community pharmacies.
BeliPharm turns high-risk, informal chemists into data-verified, “loan-ready” partners for fintechs, banks, and lenders just like you.
Partner With Us Today
Why Is Lending to Small Pharmacies So Hard?
Lending to small, cash-based businesses is a gamble. You are lending “blind.”
BeliPharm is Your “De-Risk” Platform
Our system is the “brain” inside these pharmacies. We see every KRA-verified sale, all their stock, and every supplier payment.
For our lending partners, this means one simple thing:We replace risky guesses with verifiable data.
How We Make Lending Safe & Simple
Transforming pharmacy financing in Kenya with data-driven trust and automated collections
See the Real Business Health
Stop trusting paper books. Get a real “Pharmacy Credit Score” based on data you can trust:
KRA-Verified Sales
(not just M-Pesa guesses)
Real-Time Stock Health
(Is their stock fast-moving or expiring?)
Supplier Payment History
(Do they pay their suppliers on time?)
A Ready-Made Customer Pipeline
Stop spending money to find new customers. We will bring you a list of 1,000s of pre-qualified, data-verified pharmacies who are already on our platform and asking for a loan. BeliPharm is your cheapest and best sales channel.
Get Paid Automatically. No More Chasing.
Ditch the expensive monthly collection calls.
Flexible Repayment
Get paid a small percentage (e.g., 10%) of their daily sales. You always get paid, and they never feel stressed.
SHA Payout-Lock
Get paid first from the pharmacy’s incoming government (SHA) insurance payouts, which our app tracks.
This is our #1 promise to you.
The “Supplier-Lock” Wallet
The Problem:
You give a KSh 50,000 loan for stock, but the owner uses it for personal needs.
The BeliPharm Solution:
- You approve the 50,000 KSh loan.
- The money does not go to the owner’s personal M-Pesa.
- It goes into a “BeliPharm Supplier Wallet” inside our app.
- This money is locked and can only be used to pay verified suppliers for medicine.
The Result: You have a 100% guarantee your loan is used for business growth. This is the future of small business lending.
Let’s Grow Together.
Pharmacies need capital to grow. You need good, low-risk customers.
BeliPharm is the bridge. Contact our partnerships team today to see a demo of the lender portal.
Become a BeliPharm Lending Partner